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Feature Spotlight

When Chasing Isn't Enough.

Some clients don't pay despite reminders. When that happens, Experi helps you escalate professionally — without a solicitor. Calculate what you're legally owed, issue a Letter Before Action, and prepare your evidence in minutes.

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Your Legal Rights. Enforced Professionally.

Under the Late Payment of Commercial Debts Act 1998, you're entitled to statutory interest (8% above Bank of England base rate) and a fixed compensation fee (£40–£100 depending on invoice size) on overdue invoices. Experi calculates exactly what you're owed and helps you claim it.

Key Benefits

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Statutory Interest Calculator

Automatically calculates the statutory interest owed (8% + BoE base rate) and fixed compensation fee. Shows the running total from the due date.

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Letter Before Action

Generate a professional Letter Before Action in one click. Properly formatted, legally worded, with the correct amounts and a 14-day response deadline.

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Court-Ready Evidence Pack

Export a complete evidence pack: original invoice, all reminder emails sent, LBA, and payment history. Ready for small claims court or MCOL.

How It Works

1

Automated Chasing First

Experi sends polite, professional payment reminders on your schedule. Most clients pay after two or three reminders.

2

Calculate What You're Owed

On overdue invoices, Experi automatically calculates statutory interest and compensation from the due date. See the exact total you're entitled to claim.

3

Issue the Letter Before Action

Click 'Generate LBA'. Experi creates a professional letter with the correct legal references, amounts owed, and a 14-day response deadline. Send it yourself or download to post.

Perfect For

Tradespeople with contractors who don't pay
Freelancers with non-paying clients
Small businesses escalating overdue invoices
Any UK sole trader wanting to enforce their late payment rights

Pro

Debt recovery tools are a Pro feature. Start your 14-day free trial — no credit card required.

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Frequently Asked Questions

Is the Letter Before Action legally valid?

Yes. It follows the Pre-Action Protocol for Debt Claims. Courts expect a Letter Before Action before proceedings begin. Experi's template meets this requirement.

What is statutory interest?

Under the Late Payment of Commercial Debts Act 1998, you're entitled to charge interest at 8% above the Bank of England base rate on overdue invoices between businesses. You're also entitled to a fixed compensation fee of £40, £70, or £100 depending on the invoice value.

What if the client ignores the LBA?

Your next step is small claims court (for invoices up to £10,000) or the Money Claim Online (MCOL) service. Experi's evidence pack gives you everything you need to file the claim.

Does this work for invoices to individuals (B2C)?

Statutory interest under the Late Payment Act applies to B2B transactions. For B2C, different rules apply. Experi's tools are primarily designed for businesses invoicing other businesses or sole traders.

Ready to Try This Feature?

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No credit card required • Start invoicing in under 60 seconds

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